Insurance for Cabinet Makers

Safeguard your workshop, tools, and projects with specialised coverage designed for professional cabinet makers in California.

Insurance for Cabinet Makers in California

Cabinet making requires precision, craftsmanship, and reliable tools. From creating custom designs to installing cabinets in homes and offices, the work involves risks that can affect both your finances and reputation. Accidental property damage during an installation, injuries from power tools, or stolen equipment could disrupt your business. That’s why having the right insurance for cabinet makers is essential for protecting your livelihood.

In California, clients and contractors often prefer or require insured cabinet makers before agreeing to a project. Carrying proper coverage not only shields you from unexpected expenses but also boosts your credibility in a competitive industry. With the right plan, you can continue focusing on your craft while your insurance covers potential setbacks.

"A" Rated Coverage

Excellent Service

Same Day Certificates

Key Coverages for Closet Carpentry Professionals

General Liability Insurance

Protects against third-party claims of injury or property damage. For example, if a cabinet installation damages a wall or a client is injured during the process, this policy covers related expenses. Learn more about General Liability Insurance in California

Workers’ Compensation Insurance

Mandatory in California for businesses with employees. It covers medical expenses, lost wages, and rehabilitation if a cabinet maker is injured while working with machinery or materials.

Business Owner’s Policy (BOP)

Combines liability and property insurance, providing affordable coverage for both your workshop and your projects. It’s a popular option for small and medium cabinet making businesses. See more on Business Owner’s Policy Insurance in California

Tool and Equipment Insurance

Cabinet makers rely on specialised tools such as saws, drills, and sanders. This policy covers repair or replacement costs if your equipment is stolen, damaged, or lost.

Commercial Auto Insurance

If you use vehicles to transport cabinets, materials, or employees to worksites, commercial auto coverage protects against accidents, injuries, and vehicle damage.

Surety Bond Insurance

Required for certain contracts, surety bonds guarantee project completion and build trust with clients. Learn more about Surety Bond Insurance in California

Why Cabinet Makers Need Insurance

Cabinet makers face unique risks, both in the workshop and on-site. Sharp tools and heavy machinery create injury hazards for workers, while the installation process can expose you to liability if a cabinet damages a client’s property. Fires, theft, or equipment breakdowns can also cause delays and financial strain.

Without proper coverage, these risks can quickly add up to costly lawsuits or downtime. Insurance gives you peace of mind, ensuring you won’t have to cover damages out of pocket. It also demonstrates professionalism and reliability to your clients, which helps you win more contracts in California’s growing construction and renovation market.

Coverage You Can Rely On

Smart Protection That Keeps You Moving

Shield your business from the financial burden of workplace injuries with dependable Workers’ Compensation Insurance built for California businesses.

People-First Safety Protection

Support your employees with insurance solutions that prioritise health, recovery, and your legal peace of mind—while helping you reduce downtime and avoid costly claims.

Compliance Without Compromise

tay fully covered and legally compliant with workers’ comp insurance designed to meet California’s strict requirements—so you can focus on growing your business.

Frequently Asked Questions

1. Is insurance mandatory for cabinet makers in California?
Workers’ Compensation is required if you employ workers. Other policies, like liability coverage, are not mandatory but are highly recommended.

2. Does insurance cover damage caused during installation?
Yes, general liability insurance protects you if cabinets or installation work damage a client’s property.

3. Can I get insurance if I’m a self-employed cabinet maker?
Yes, self-employed professionals can obtain liability and equipment coverage for affordable protection.

4. Does insurance cover my tools if they are stolen?
Yes, tool and equipment insurance ensures your workshop and portable tools are protected from theft or damage.

5. How much does cabinet maker insurance cost?
The cost depends on your location, number of employees, and the level of coverage you choose.

Areas We Serve

We proudly provide carpenter insurance across California, supporting contractors in cities like Los Angeles, San Diego, San Jose, Sacramento, and beyond. Wherever your job site is, we’re here to deliver trusted coverage and expert support tailored to California’s carpentry industry.