About Us
Specialising in tailored carpenter insurance solutions built to protect your business across California and the USA.

Carpenter Insurance
Welcome to Carpenter Insurance, your dependable source for custom insurance solutions designed specifically for carpenters and woodworking professionals. Based in California and serving contractors nationwide, we understand the daily risks and responsibilities that come with working in the carpentry trade — from framing and finishing to cabinetry and remodels.
With deep industry knowledge and years of experience, we provide tailored coverage to protect what matters most: your business, your tools, your team, and your reputation. Whether you’re a self-employed carpenter, run a growing crew, or operate across multiple states, we build insurance plans that align with your goals, trade requirements, and budget.
We go beyond selling policies — our goal is to offer clear guidance, fast support, and long-term protection that helps you move forward with confidence. From general liability insurance to workers’ compensation, we make sure you’re covered from every angle.
Choose Carpenter Insurance as your trusted partner for affordable, reliable carpenter insurance in California and across the USA.

"A" Rated Coverage

Excellent Service

Same Day Certificates

Our Story, Your Protection
Built on a foundation of trust, craftsmanship, and service, Carpenter Insurance was created to serve one mission—protecting carpenters and woodworking professionals with reliable, industry-specific insurance solutions. What began as a local effort in California has grown into a nationwide resource for contractors who need coverage that keeps pace with their projects.
We know that the risks carpenters face are unique—on-site injuries, tool damage, liability claims, or jobsite delays—and that’s why we offer workers’ compensation, general liability, and tailored carpenter business insurance built for your trade. From one-man crews to expanding teams, we customise coverage that scales with your business.
While the industry evolves, our commitment remains the same: deliver affordable, compliant, and responsive insurance solutions that protect your work, your team, and your future.
Our Mission, Vision, and Values
Our Mission
To provide carpenters and woodworking professionals across California and the USA with reliable, compliant, and custom-tailored insurance solutions—protecting your people, your tools, and your livelihood at every stage of growth.
Our Vision
To be the nation’s most trusted name in carpenter insurance, empowering contractors, crews, and self-employed professionals to work with confidence, meet every challenge, and build safer, more secure job sites.
Our Values
We’re built on a foundation of trade-focused service—putting carpenters and contractors at the center of everything we do. Our commitment to integrity and transparency means you get honest coverage with no hidden surprises.
Reasons Carpenters Choose Us for Insurance Coverage
Licensed in All 50 States
No matter where your carpentry business operates, we provide carpenter insurance nationwide—coverage that travels with you.Bilingual Support That Understands You
Our team speaks both English and Spanish, making insurance simple and accessible for every carpenter and woodworking contractor.Trusted by Trades for Over 20 Years
With 20+ years of industry experience, an A+ BBB rating, and thousands of 5-star reviews, we’re the name carpenters trust for insurance done right.Tailored Insurance for Carpenters
We assess how you work—framing, finishing, cabinetry, or custom builds—to match you with the right general liability, workers’ comp, or tools coverage.We Specialize in Contractor Insurance
We focus solely on trade professionals like carpenters, builders, and contractors—so your coverage fits your risks, not someone else’s.Clear, Straightforward Advice
You’ll never be sold something you don’t need. We recommend only the insurance your carpentry business actually requires.Correct Coverage at the Right Price
We help you avoid overpaying by making sure you’re classified correctly, with no gaps or overlaps in protection.

OUR TRUSTED PARTNERS














Meet Our Team Members
Meet the Experts Behind Carpenter Insurance Solutions in CA

Hugh Pham
CEO, Agency Partner,
Commercial Lines Executive
714-227-3274

Janine Luu
Agency Partner,
CL Executive
714-891-8953

Debbie Abundis
CFO, Account Manager,
Commercial Lines
909-860-0599
GET FREE QUOTE NOW
OUR LOCATION
San Jose, CA
979 Story Road, Suite 7027
San Jose, CA 95122
Phone Number
866-226-4436